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关于银行信贷逆周期监管政策的思考 预览 被引量:3

Consideration about Counter-cyclical Supervision of Banking Credit
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摘要 次贷危机之后,动态调整的逆周期监管政策似乎可以成为缓解信贷顺周期的重要措施之一。然而,这种相机抉择的监管方法却有可能对银行体系和实体经济产生新的干扰。当政策效果存在明显时滞且未来经济不确定性增大时,监管部门应该在增强宏观经济预测能力的前提下慎重采用相机抉择的逆周期监管政策。 After subprime crisis, dynamically counter-cyclical policy seems to be one of important measures to reduce credit proeyclicality. However, discretional supervision perhaps cast influence to banking system and real economy. When time lags exist and economic uncertainties increase, supervisor should cautiously adopt counter-cyclical supervision before improve capability to forecast macro-economy.
作者 黄荣哲 农丽娜 HUANG Rong-zhe, NONG Li-na (1. Financial Department, Guangxi University of Finance and Economics, Nanning 530003, China; 2. Financial Stabilty Department, Nanning Central Sub-branch of People's Bank of China, Nanning 530003, China)
出处 《浙江工商大学学报》 2011年第3期 52-58,共7页 Journal of Zhejiang Gongshang University
基金 中国人民银行南宁中心支行2010年度重点研究课题《金融风险顺周期效应的实证研究》
关键词 顺周期性 资本充足率 相机抉择 货币学派 procyclicality capital adequacy discretion monetarists
作者简介 黄荣哲,男,广东新会人,广西财经学院金融系副教授,经济学博士,主要从事现代金融理论与政策研究 农丽娜,女,广西横县人,中国人民银行南宁中心支行稳定处经济师,经济学硕士,主要从事货币政策与金融发展研究。
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